Practical, honest guides written for homeowners navigating a difficult sale.
In Oregon you can sell a rental with tenants still in it, and in most cases that is the simplest way to do it — a fixed-term lease survives the sale, and the buyer simply becomes the new landlord. What you cannot do is remove a tenant just because you want to sell: after the first 12 months, Oregon requires a qualifying reason, and a sale only counts when the buyer intends to live there, with 90 days' written notice and often one month's rent in relocation assistance. This guide covers your three real ways to sell, what the law requires at each step, how the rent cap affects your price, and the tax bill most landlords do not see coming.
Read guide →Once a divorce petition is filed and served in Oregon, a statutory restraining order takes effect that prohibits either spouse from transferring or encumbering property the other has an interest in — which means the house generally cannot be sold without both parties' written consent or a court order. Oregon divides marital property equitably rather than automatically in half, so the house is one piece of a larger settlement rather than a separate decision. This guide covers what the restraining order does, your three real options for the house, why a divorce decree does not remove you from the mortgage, and how the timing of the sale affects your tax bill.
Read guide →If you have owned your Oregon home a long time, the most important number in a downsizing decision is usually the capital gains exclusion: up to $250,000 of gain tax-free for a single filer and $500,000 for a married couple filing jointly, provided you owned and lived in the home for two of the last five years. On a house bought decades ago that is often the difference between a comfortable move and a large tax bill. This guide covers that exclusion, whether to sell first or buy first, what to do with decades of belongings, and a state program worth knowing about before you decide that selling is the only option.
Read guide →You can sell an Oregon house in any condition, and selling it as-is is a normal, legitimate transaction — but as-is does not mean you stop telling the truth. Oregon requires a seller's property disclosure statement on almost every residential sale, and an as-is clause does not protect a seller who conceals a defect they knew about. This guide covers what as-is actually means here, what you are still legally required to disclose, which repairs pay for themselves and which never do, and the specific problems that decide whether a buyer's lender will fund the purchase at all.
Read guide →If you have missed mortgage payments in Oregon but no foreclosure notice has been recorded, you are in the window where you have the most options and the fewest costs — federal rules keep your servicer from starting foreclosure until the loan is more than 120 days delinquent. This guide covers what to do in those months: what the missed payments have already done to your credit, how to get a reinstatement figure in writing, how to work out your real equity, and when selling is the right call. If a Notice of Default has already been recorded, you are past this guide and should read our Oregon foreclosure guide instead.
Read guide →When you are relocating, the decision is rarely about price — it is about certainty. A sale that falls through two weeks before your start date costs far more than the few thousand dollars a faster buyer discounts. This guide covers how to work out your real deadline, what carrying two homes actually costs per month, the option most people skip entirely (keeping it as a rental), how to close on an Oregon house from another state, and when a cash sale is worth the discount and when it is not.
Read guide →Selling a house fast in Oregon comes down to three options: listing with an agent, selling to a cash buyer, or selling it yourself. A traditional listing takes 60 to 90 days, while a cash sale can close in as little as seven. This guide walks through each option, what it actually costs you, and how to verify the buyer you're working with is registered under Oregon law.
Read guide →Before an inherited Oregon house can be sold, someone has to hold legal authority to sign the deed — which means either a probate court appointing a personal representative, a simple estate affidavit for smaller estates, or a trust or transfer-on-death deed that avoids probate entirely. This guide covers how to tell which one applies to you, how long each takes, what the house costs you while you wait, and the tax rule that matters most: because your cost basis steps up to the property's value on the date of death, selling soon after usually means little or no capital gains tax. Nothing can be sold until the authority question is answered, so start there.
Read guide →In Oregon, most foreclosures are non-judicial: the trustee's sale is scheduled at least 120 days after the notice of sale is recorded and served, and you keep the right to reinstate the loan - paying only the past-due amount, not the full balance - until five days before that sale. This guide lays out the Oregon foreclosure timeline day by day and every option you have at each stage, from repayment plans and loan modification to the state's free Foreclosure Avoidance Program, a traditional listing, a short sale, a deed in lieu, or Chapter 13. Selling for cash is one option out of thirteen, and this guide is honest about when it is the right one and when it is not.
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